The Top 7 Strategies To Keeping Your Work Comp Claim Costs Down

There are 7 strategies to keeping claim costs down which in turn keeps your Experience MOD Factor and the amount you pay in workers’ comp premium as low as possible:

1. Establish a personal relationship with your medical providers
   
   
2. Have a written back to work program with modified/light duty job descriptions for every position within your company
   
   
3. Utilize a post-offer of employment medical questionnaire to ensure your new employee can do the job that you have been hired to do
   
   
4. Have your injured employee bring their paperwork to you after every doctor visit
   
   
5. Use a walk-in or urgent care clinic versus an emergency room whenever possible
   
   
6. Use an agent who reviews your workers’ comp claims frequently
   
   
7. Use an agency who understands how important closing a claim can be for MOD and dividend purposes